In today’s interconnected world, where technology plays a central role in our lives, the rise of online scams has become an alarming concern. Scammers have adapted to the digital age, continually devising new and sophisticated methods to defraud unsuspecting individuals. In Singapore, like in many other places around the world, the impact of scams is undeniable, both in terms of the number of victims and the financial losses incurred.
The Alarming Statistics
According to Strait Times, Scam victims in Singapore lost a total of $660.7 million in 2022, up from $632 million in 2021. Releasing the mid-year scam statistics for 2023 on Wednesday, the police said more than half, or 55 per cent, of victims lost up to $2,000.13 Sept 2023
Let’s delve into the tactics employed by scammers and explore how you can protect yourself and your loved ones from falling victim to these insidious schemes.
For Desktop Computers
1. Use Antivirus and Anti-Malware Software
Scammers often use malware to infiltrate your computer and steal sensitive information. To defend against this, it’s highly recommended to install Norton 360, a reputable and comprehensive antivirus and anti-malware software solution. Keeping Norton 360 updated ensures that it can detect and remove the latest threats, providing you with robust protection for your computer
Example: Imagine receiving an email with an enticing attachment promising exclusive content. Without updated antivirus software, you might unknowingly download malware that gives hackers access to your personal data.
2. Use a Firewall
Firewalls act as a barrier between your computer and potential threats from the internet. Enabling a firewall can help block unauthorized access to your computer.
Follow a detailed instructions on how to do that by clicking this link.
Example: A hacker attempts to gain access to your desktop through a vulnerability in your internet connection. A properly configured firewall prevents this intrusion.
3. Be Cautious of Email Scams
The infamous Nigeria ‘Prince’ happens to have your email and wants to transfer you millions of dollars. It comes to a point its a meme now. But scammers has been so advanced that you couldnt tell whether the emails you received are authentic anymore. Email remains one of the primary channels for scammers to distribute phishing links and malicious attachments. Be vigilant when checking emails, especially if they are from unknown senders. Use an email client with built-in spam filters.
Example: You receive a direct message (DM) on Instagram from an account that claims to be an official Instagram representative or a service that can help you get a blue verification badge (the coveted blue checkmark) on your Instagram profile. The message may promise increased visibility and credibility on the platform
4. Educate Yourself and Others
Knowledge is your best defense. Educate yourself and your family about common online scams, phishing emails, and how to recognize suspicious websites. You can check out the latest scams from Scam Alert SG
Example: Teaching your elderly parents about the dangers of phone calls from “official” government agencies requesting personal information can prevent them from falling victim to scams targeting the elderly.
5. Use a Password Manager
Password managers are a valuable tool for creating and storing complex, unique passwords for your online accounts, reducing the risk of unauthorized access. If you are platforms where you hold your savings, change your password every 3 months. Do not wait till your account gets wiped out before you do this. Like they said, ‘prevention is better than cure’.
Example: Instead of using “password123” for multiple accounts, a password manager can generate and store strong, distinct passwords for each account.
6. Enable Two-Factor Authentication (2FA)
Whenever possible, enable 2FA for your online accounts. This additional layer of security requires you to enter a one-time code from a separate device or app when logging in. Many have under-estimate the security of 2FA because of the troublesomeness of needing to login your password and 2FA everytime.
Example: Even if someone obtains your password, they cannot access your account without the unique code generated by the 2FA app on your smartphone.
For Mobile Devices (Smartphones and Tablets)
1. Install Security Apps
Bitdefender Mobile Security & Antivirus is a highly regarded security app that provides robust protection for your Android or iOS device. It offers a range of security features to keep your mobile device safe from malware, phishing attacks, and other online threats.
Example: A reliable antivirus app can detect and remove malicious software from your mobile device before it causes harm.
2. Update Operating Systems and Apps
Regularly updating your mobile device’s operating system and apps is crucial to protect against security vulnerabilities that scammers may exploit.
Example: A security update patches a vulnerability in your smartphone’s operating system, preventing hackers from gaining access to your device.
3. Secure Screen Lock
Use a secure screen lock method like a PIN, pattern, password, or biometric authentication (fingerprint or facial recognition) to safeguard your device from unauthorized access.
Example: Your smartphone contains a wealth of personal information. A secure screen lock ensures that even if it’s lost or stolen, your data remains protected.
4. Beware of App Permissions
Review and limit app permissions to only grant access to necessary functions. This prevents apps from accessing sensitive data unnecessarily.
Example: A flashlight app requesting access to your contacts and location data should raise suspicions. Limit its permissions to protect your privacy.
5. Avoid Sideloading Apps
Refrain from downloading apps from unofficial sources. Stick to official app stores to minimize the risk of downloading malicious apps. This could be also downloading cracked or modded apps/games
Example: Downloading apps from unofficial websites or sources can result in unknowingly installing malware on your mobile device.
6. Be Cautious of SMS and Messaging Scams
Text messages can be a vector for scams, including phishing links and malicious attachments. Avoid clicking on links in messages from unknown senders and avoid downloading attachments or apps from suspicious sources. Do not let your guard down and fall for loan scams.
Example: You receive an SMS claiming you’ve won a contest with a suspicious link. Clicking on it could lead to a phishing site designed to steal your personal information.
7. Secure Your Bluetooth and Wi-Fi
Turn off Bluetooth and Wi-Fi when not in use to prevent unauthorized connections to your device. And do not connect to unknown/free wifi.
Example: Leaving your Bluetooth on in a crowded place could expose your device to potential hackers looking for vulnerable connections.
Conclusion
In an era where scams are on the rise and scammers are becoming increasingly sophisticated, protecting yourself and your digital assets is paramount. By following these software-based and educational steps, you can significantly reduce the risk of falling victim to scams on both desktop and mobile devices. Stay vigilant, stay informed, and together, we can make it harder for scammers to succeed. The websites and apps that Webby SG builts has cyber security implemented giving you the assurance in our services.